Wednesday, 26 February 2025

What to Know About Burst Pipes and Home Insurance in South Carolina











This winter, handling burst pipes in South Carolina can be a stressful and expensive ordeal for homeowners. Knowing whether your home insurance covers the damages is crucial for managing repairs and reducing out-of-pocket costs.

In South Carolina, homeowners' insurance generally covers damage from burst pipes if the incident is sudden and unforeseen. However, if the damage results from negligence—like failing to maintain pipes or adequately heat your home during cold periods—coverage may not apply. It’s essential to check the specifics of your policy or consult with your insurance provider to understand the limits and exclusions of your coverage.

How to Prevent Burst Pipes
  • Insulate Pipes. Wrap pipes in unheated or vulnerable areas like attics, garages, and basements with foam padding sleeves or special insulating tape.
  • Maintain Heat. Keep your indoor temperature consistent, even if the property is temporarily unoccupied.
  • Allow Faucet Drips. Letting faucets drip slightly during freezing temperatures can prevent pressure buildup from ice formations.
  • Seal Exterior Gaps. Close up any cracks or openings on your home’s exterior to stop cold air from reaching indoor pipes.

If you encounter a burst pipe in your home, act quickly to prevent further damage. Contact ServiceMaster of the Upstate right away for professional water damage restoration services in Spartanburg, SC, and other Upstate South Carolina areas. Our skilled team is ready to manage all aspects of burst pipe cleanup to swiftly and effectively restore your home.

Contact ServiceMaster of the Upstate at (864) 310-7891 or message us online to learn more about our services or request an estimate. Our emergency response team is available 24/7 to assist you.

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